FTMO rules
FTMO offers 3 accounts on PropPassCheck (2-step, 1-step, instant funding). Below are the profit targets, loss limits, consistency rules and payout terms for each, checked against FTMO's own site on 25 Oct 2026.
Our summary
FTMO, founded in the Czech Republic in 2015, is the best-known prop firm and the benchmark others are measured against. Its 2-Step Challenge (10% then 5%, a 5% daily limit, a 10% maximum loss fixed to your start and 4 minimum days) is one of the more forgiving evaluations in our directory.
The 1-Step Challenge and the Instant Account are a different style: a 3% daily limit, a 10% trailing maximum loss and a consistency rule, with your best day limited to 50% of profit on 1-Step and 30% on Instant. FTMO checks the daily limit on equity, so open losses count toward it.
Test your strategy against FTMO
- Website
- ftmo.com
- Markets
- Forex & CFDs
- Country
- Czech Republic
- Founded
- 2015
- Platforms
- MT4, MT5, cTrader, DXtrade
- Rules checked
- 25 Oct 2026
FTMO accounts
| Account | Type | Profit target | Daily loss | Max loss | Consistency | First payout | Split |
|---|---|---|---|---|---|---|---|
| 2-Step Challenge | 2-step | 10% / 5% | 5% | 10% static | None | After 14 days, 0.1%+ profit | 80% |
| 1-Step Challenge | 1-step | 10% | 3% | 10% trailing | 50% | After 14 days, 0.1%+ profit | 90% |
| Instant Account | Instant funding | None | 3% | 10% trailing | 30% | After 14 days, 0.1%+ profit | 90% |
2-Step Challenge
- Type
- 2-step
- Profit target
- 10% / 5%
- Daily loss limit
- 5% of the starting balance
- Maximum loss
- 10% static
- Minimum trading days
- 4
- Time limit
- None
- Consistency rule
- None
- First payout
- After 14 days, 0.1%+ profit
- Profit split
- 80%
- Price
- Not listed
- Source
- FTMO rules page, checked 25 Oct 2026
1-Step Challenge
- Type
- 1-step
- Profit target
- 10%
- Daily loss limit
- 3% of the starting balance
- Maximum loss
- 10% trailing
- Minimum trading days
- None
- Time limit
- None
- Consistency rule
- 50%
- First payout
- After 14 days, 0.1%+ profit
- Profit split
- 90%
- Price
- Not listed
- Source
- FTMO rules page, checked 25 Oct 2026
Instant Account
- Type
- Instant funding
- Profit target
- None
- Daily loss limit
- 3% of the starting balance
- Maximum loss
- 10% trailing
- Minimum trading days
- None
- Time limit
- None
- Consistency rule
- 30%
- First payout
- After 14 days, 0.1%+ profit
- Profit split
- 90%
- Price
- Not listed
- Source
- FTMO rules page, checked 25 Oct 2026
Notes and rules to watch
Daily loss is checked on equity (open trades count) and resets at 00:00 CE(S)T. 1-Step and funded accounts: best day must be 50% or less of total closed profit (orders from 12 Oct 2026). First reward can be requested from day 14 after the first trade. Instant Account (Oct 2026): 3% daily, 10% intraday trailing, 30% consistency, 90% split. Sources: ftmo.com/en/trading-objectives/ and ftmo.com/en/faq/how-do-i-withdraw-my-profits/
Will your strategy pass at FTMO?
Upload a backtest or your trade history and PropPassCheck runs it 2,000 times against each FTMO account's rules, showing your chance of passing and of reaching a first payout. Open the test centre with FTMO selected.