Instant Funding rules
Instant Funding offers 2 accounts on PropPassCheck (1-step, instant funding). Below are the profit targets, loss limits, consistency rules and payout terms for each, checked against Instant Funding's own site on 25 Oct 2026.
Our summary
Despite the name, Instant Funding offers an evaluation too. One-Phase Pro needs 10% with a 3% daily limit and an 8% maximum loss fixed to your start, then pays on demand once profit reaches 1.5% or $25, though a 40% consistency rule applies.
Clarity, the instant account, has no daily limit and a 10% maximum loss that tightens to 5% once you are 5% up; we model it as 10% fixed, so real results may be a little worse than shown. A 2.5% drawdown flag halves your split and a second flag ends the account, so it rewards keeping drawdowns shallow.
Test your strategy against Instant Funding
- Website
- instantfunding.com
- Markets
- Forex & CFDs
- Rules checked
- 25 Oct 2026
Instant Funding accounts
| Account | Type | Profit target | Daily loss | Max loss | Consistency | First payout | Split |
|---|---|---|---|---|---|---|---|
| One-Phase Pro | 1-step | 10% | 3% | 8% static | 40% | On demand, 1.5%+ profit | Not stated |
| Clarity (instant) | Instant funding | None | None | 10% static | None | After 14 days, 0.1%+ profit | 80% |
One-Phase Pro
- Type
- 1-step
- Profit target
- 10%
- Daily loss limit
- 3% of the day's opening balance
- Maximum loss
- 8% static
- Minimum trading days
- 3
- Time limit
- None
- Consistency rule
- 40%
- First payout
- On demand, 1.5%+ profit
- Profit split
- Not stated
- Price
- Not listed
- Source
- Instant Funding rules page, checked 25 Oct 2026
Clarity (instant)
- Type
- Instant funding
- Profit target
- None
- Daily loss limit
- None
- Maximum loss
- 10% static
- Minimum trading days
- None
- Time limit
- None
- Consistency rule
- None
- First payout
- After 14 days, 0.1%+ profit
- Profit split
- 80%
- Price
- Not listed
- Source
- Instant Funding rules page, checked 25 Oct 2026
Notes and rules to watch
One-Phase Pro: on-demand payouts once profit is 1.5% or $25. Clarity (instant): no daily limit; 10% max loss tightens to 5% once the account is 5% up (modelled as 10% static); a 2.5% account drawdown flag halves the split, a second flag breaches. Sources: instantfunding.com/help/one-phase/ and instantfunding.com/help/instant-funding-clarity/
Will your strategy pass at Instant Funding?
Upload a backtest or your trade history and PropPassCheck runs it 2,000 times against each Instant Funding account's rules, showing your chance of passing and of reaching a first payout. Open the test centre with Instant Funding selected.