The5%ers vs FundedNext: which is easier to pass and pay out?
The5%ers and FundedNext compared on their own published rules: profit targets, loss limits, consistency rules and payouts, plus how each account did in our benchmark, where the same made-up trader is replayed against every account. On our 7 measures, FundedNext comes out ahead on 2 and The5%ers on 0, with 5 level.
The verdict, category by category
| The5%ers | FundedNext | Edge | |
|---|---|---|---|
| Easiest challenge to pass pass chance in our benchmark | Hyper Growth (1-step): 53% | Stellar 2-Step: 55% | Level |
| Best chance of passing and getting paid passed and reached a first payout, in our benchmark | High Stakes (2-step): 46% | Stellar 2-Step: 47% | Level |
| Instant funding funded from day one, no challenge | No | Stellar Instant: 83% reach a payout | FundedNext |
| Most room before failing largest maximum loss; static beats trailing | 10% static (High Stakes (2-step)) | 10% static (Stellar 2-Step) | Level |
| Highest profit split | 80% | 80% | Level |
| Quickest first payout | 14 days | 5 days | FundedNext |
| Accounts with no consistency rule | 2 of 2 | 3 of 3 | Level |
Which should you choose?
- Choose FundedNext if you want to skip the evaluation and be funded straight away; you want your first payout as soon as possible.
- Still not sure? The right firm depends on your strategy, not ours. Upload your backtest and see your own pass and payout chance at both.
Test your strategy at The5%ers Test at FundedNext
2-step challenges: The5%ers High Stakes (2-step) vs FundedNext Stellar 2-Step
| The5%ers | FundedNext | |
|---|---|---|
| Account | High Stakes (2-step) | Stellar 2-Step |
| Profit target | 10% / 5% | 8% / 5% |
| Daily loss limit | 5% | 5% |
| Maximum loss | 10% static | 10% static |
| Minimum days | 3 | 5 |
| Time limit | None | None |
| Consistency rule | None | None |
| First payout | After 14 days, 0.15%+ profit | After 21 days, 0.1%+ profit |
| Profit split | 80% | 80% |
| Price | $545 for $100K | $549.99 for $100K |
| Pass chance (benchmark) | 52% | 55% |
| First payout chance (benchmark) | 46% | 47% |
| Best risk per trade | 0.75% | 0.75% |
| Fee spent per first payout, per $100 | $217 | $213 |
| Rules checked | 8 Nov 2026 | 8 Nov 2026 |
1-step challenges: The5%ers Hyper Growth (1-step) vs FundedNext Stellar 1-Step
| The5%ers | FundedNext | |
|---|---|---|
| Account | Hyper Growth (1-step) | Stellar 1-Step |
| Profit target | 10% | 10% |
| Daily loss limit | None | 3% |
| Maximum loss | 6% static | 6% static |
| Minimum days | None | 2 |
| Time limit | None | None |
| Consistency rule | None | None |
| First payout | After 14 days, 0.15%+ profit | After 5 days, 0.1%+ profit |
| Profit split | Not stated | 80% |
| Price | $260 for $5K | $569.99 for $100K |
| Pass chance (benchmark) | 53% | 54% |
| First payout chance (benchmark) | 43% | 45% |
| Best risk per trade | 0.75% | 0.75% |
| Fee spent per first payout, per $100 | $233 | $222 |
| Rules checked | 8 Nov 2026 | 8 Nov 2026 |
Where a firm has more than one account of a type, the one that did best in our benchmark is shown. "Fee spent per first payout" is what every $100 of challenge fee works out at once failed attempts are counted.
Every account at both firms
| Firm | Account | Type | Profit target | Daily loss | Max loss | Consistency | First payout | Split |
|---|---|---|---|---|---|---|---|---|
| T | High Stakes (2-step) | 2-step | 10% / 5% | 5% | 10% static | None | After 14 days, 0.15%+ profit | 80% |
| T | Hyper Growth (1-step) | 1-step | 10% | None | 6% static | None | After 14 days, 0.15%+ profit | Not stated |
| F | Stellar 2-Step | 2-step | 8% / 5% | 5% | 10% static | None | After 21 days, 0.1%+ profit | 80% |
| F | Stellar 1-Step | 1-step | 10% | 3% | 6% static | None | After 5 days, 0.1%+ profit | 80% |
| F | Stellar Instant | Instant funding | None | None | 6% trailing, locks at start | None | After 14 days, 0.1%+ profit | 70% |
About the two firms
The5%ers
The5%ers has two main routes. High Stakes is a classic 2-step (10% then 5%, 5% daily, 10% maximum loss fixed to your start), where the minimum days are profitable days of 0.5% or more. Hyper Growth is a single 10% phase with a 6% fixed maximum loss; its 3% daily limit pauses trading for the day rather than failing the account.
Forex & CFDs · United Kingdom · MT5
Rules to watch: High Stakes minimum days are profitable days of 0.5%+ (modelled as trading days). Hyper Growth's 3% daily limit pauses trading for the day instead of failing the account, so it isn't modelled as a breach. Payouts bi-weekly with a $150 minimum. Accounts inactive for 30 days close. Sources: the5ers.com/high-stakes/ and the5ers.com/hyper-growth/
FundedNext
FundedNext offers three Stellar accounts. The 2-Step (8% then 5%, 5% daily, 10% fixed maximum loss) is the standard choice, and you pick a payout schedule at checkout: a 21-day cycle at 80%, three profitable days at 60%, or on demand at 90% with a 40% best-day rule. The 1-Step is tighter, with a 3% daily limit and a 6% fixed maximum loss.
Forex & CFDs · United Arab Emirates · cTrader, Match-Trader
Rules to watch: Daily loss includes open P&L and resets at 00:00 server time. Accounts deactivate after 60 days with no trades. Stellar 2-Step payout option is chosen at checkout: 21-day cycle (80%), 3 profitable days (60%) or on-demand (90%, needs 2% profit and 40% best day). Only 40% of profit from trades within 5 minutes of high-impact news counts. Source: fundednext.com/general-rules/cfds/trading-objectives
Questions
Is The5%ers or FundedNext easier to pass?
They are about the same. In our benchmark The5%ers's Hyper Growth (1-step) passed 53% of the time and FundedNext's Stellar 2-Step 55%.
Which is more likely to pay out, The5%ers or FundedNext?
Of their challenges, FundedNext's Stellar 2-Step (47%) gave the better chance of passing and reaching a first payout in our benchmark, against 46% for The5%ers's High Stakes (2-step). FundedNext's Stellar Instant, an instant account with no challenge, reached a payout 83% of the time. This ranks the rules, not the firms' payout records.
Which has the better profit split, The5%ers or FundedNext?
They are the same at best: 80%.
Which gives more room on drawdown, The5%ers or FundedNext?
The5%ers's most forgiving account allows 10% static (High Stakes (2-step)); FundedNext's allows 10% static (Stellar 2-Step). A static limit never moves up behind you, so it is worth more than a trailing one of the same size.
Do The5%ers and FundedNext have consistency rules?
The5%ers: none of its accounts do. FundedNext: none of its accounts do.
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PropPassCheck isn't paid by either firm and has no affiliate links. The benchmark ranks rules, not your trading. Confirm the rules on each firm's site before you buy.