FTMO vs FundedNext: which is easier to pass and pay out?
FTMO and FundedNext compared on their own published rules: profit targets, loss limits, consistency rules and payouts, plus how each account did in our benchmark, where the same made-up trader is replayed against every account. On our 8 measures, FundedNext comes out ahead on 4 and FTMO on 1, with 3 level.
The verdict, category by category
| FTMO | FundedNext | Edge | |
|---|---|---|---|
| Easiest challenge to pass pass chance in our benchmark | 1-Step Challenge: 54% | Stellar 2-Step: 55% | Level |
| Best chance of passing and getting paid passed and reached a first payout, in our benchmark | 2-Step Challenge: 46% | Stellar 2-Step: 47% | Level |
| Instant funding funded from day one, no challenge | Instant Account: 66% reach a payout | Stellar Instant: 83% reach a payout | FundedNext |
| Most room before failing largest maximum loss; static beats trailing | 10% static (2-Step Challenge) | 10% static (Stellar 2-Step) | Level |
| Highest profit split | 90% | 80% | FTMO |
| Quickest first payout | 14 days | 5 days | FundedNext |
| Accounts with no consistency rule | 1 of 3 | 3 of 3 | FundedNext |
| An account with no daily loss limit | No | Yes | FundedNext |
Which should you choose?
- Choose FTMO if you expect to be paid often and want to keep more of each payout.
- Choose FundedNext if you want to skip the evaluation and be funded straight away; you want your first payout as soon as possible; you make most of your profit on a few big days; you hold through volatile sessions and a daily limit would cut you off.
- Still not sure? The right firm depends on your strategy, not ours. Upload your backtest and see your own pass and payout chance at both.
Test your strategy at FTMO Test at FundedNext
2-step challenges: FTMO 2-Step Challenge vs FundedNext Stellar 2-Step
| FTMO | FundedNext | |
|---|---|---|
| Account | 2-Step Challenge | Stellar 2-Step |
| Profit target | 10% / 5% | 8% / 5% |
| Daily loss limit | 5% | 5% |
| Maximum loss | 10% static | 10% static |
| Minimum days | 4 | 5 |
| Time limit | None | None |
| Consistency rule | None | None |
| First payout | After 14 days, 0.1%+ profit | After 21 days, 0.1%+ profit |
| Profit split | 80% | 80% |
| Price | $602.78 for $100K | $549.99 for $100K |
| Pass chance (benchmark) | 52% | 55% |
| First payout chance (benchmark) | 46% | 47% |
| Best risk per trade | 0.75% | 0.75% |
| Fee spent per first payout, per $100 | $217 | $213 |
| Rules checked | 8 Nov 2026 | 8 Nov 2026 |
1-step challenges: FTMO 1-Step Challenge vs FundedNext Stellar 1-Step
| FTMO | FundedNext | |
|---|---|---|
| Account | 1-Step Challenge | Stellar 1-Step |
| Profit target | 10% | 10% |
| Daily loss limit | 3% | 3% |
| Maximum loss | 10% trailing | 6% static |
| Minimum days | None | 2 |
| Time limit | None | None |
| Consistency rule | 50% | None |
| First payout | After 14 days, 0.1%+ profit | After 5 days, 0.1%+ profit |
| Profit split | 90% | 80% |
| Price | $557.01 for $100K | $569.99 for $100K |
| Pass chance (benchmark) | 54% | 54% |
| First payout chance (benchmark) | 40% | 45% |
| Best risk per trade | 0.75% | 0.75% |
| Fee spent per first payout, per $100 | $250 | $222 |
| Rules checked | 8 Nov 2026 | 8 Nov 2026 |
Instant funding accounts: FTMO Instant Account vs FundedNext Stellar Instant
| FTMO | FundedNext | |
|---|---|---|
| Account | Instant Account | Stellar Instant |
| Profit target | None | None |
| Daily loss limit | 3% | None |
| Maximum loss | 10% trailing | 6% trailing, locks at start |
| Minimum days | None | None |
| Time limit | None | None |
| Consistency rule | 30% | None |
| First payout | After 14 days, 0.1%+ profit | After 14 days, 0.1%+ profit |
| Profit split | 90% | 70% |
| Price | $3,347.66 for $100K | $599.99 for $20K |
| First payout chance (benchmark) | 66% | 83% |
| Best risk per trade | 0.5% | 0.3% |
| Fee spent per first payout, per $100 | $152 | $120 |
| Rules checked | 8 Nov 2026 | 8 Nov 2026 |
Where a firm has more than one account of a type, the one that did best in our benchmark is shown. "Fee spent per first payout" is what every $100 of challenge fee works out at once failed attempts are counted.
Every account at both firms
| Firm | Account | Type | Profit target | Daily loss | Max loss | Consistency | First payout | Split |
|---|---|---|---|---|---|---|---|---|
| F | 2-Step Challenge | 2-step | 10% / 5% | 5% | 10% static | None | After 14 days, 0.1%+ profit | 80% |
| F | 1-Step Challenge | 1-step | 10% | 3% | 10% trailing | 50% | After 14 days, 0.1%+ profit | 90% |
| F | Instant Account | Instant funding | None | 3% | 10% trailing | 30% | After 14 days, 0.1%+ profit | 90% |
| F | Stellar 2-Step | 2-step | 8% / 5% | 5% | 10% static | None | After 21 days, 0.1%+ profit | 80% |
| F | Stellar 1-Step | 1-step | 10% | 3% | 6% static | None | After 5 days, 0.1%+ profit | 80% |
| F | Stellar Instant | Instant funding | None | None | 6% trailing, locks at start | None | After 14 days, 0.1%+ profit | 70% |
About the two firms
FTMO
FTMO, founded in the Czech Republic in 2015, is the best-known prop firm and the benchmark others are measured against. Its 2-Step Challenge (10% then 5%, a 5% daily limit, a 10% maximum loss fixed to your start and 4 minimum days) is one of the more forgiving evaluations in our directory.
Forex & CFDs · Czech Republic · founded 2015 · MT4, MT5, cTrader, DXtrade
Rules to watch: Daily loss is checked on equity (open trades count) and resets at 00:00 CE(S)T. 1-Step and funded accounts: best day must be 50% or less of total closed profit (orders from 12 Oct 2026). First reward can be requested from day 14 after the first trade. Instant Account (Oct 2026): 3% daily, 10% intraday trailing, 30% consistency, 90% split. Sources: ftmo.com/en/trading-objectives/ and ftmo.com/en/faq/how-do-i-withdraw-my-profits/
FundedNext
FundedNext offers three Stellar accounts. The 2-Step (8% then 5%, 5% daily, 10% fixed maximum loss) is the standard choice, and you pick a payout schedule at checkout: a 21-day cycle at 80%, three profitable days at 60%, or on demand at 90% with a 40% best-day rule. The 1-Step is tighter, with a 3% daily limit and a 6% fixed maximum loss.
Forex & CFDs · United Arab Emirates · cTrader, Match-Trader
Rules to watch: Daily loss includes open P&L and resets at 00:00 server time. Accounts deactivate after 60 days with no trades. Stellar 2-Step payout option is chosen at checkout: 21-day cycle (80%), 3 profitable days (60%) or on-demand (90%, needs 2% profit and 40% best day). Only 40% of profit from trades within 5 minutes of high-impact news counts. Source: fundednext.com/general-rules/cfds/trading-objectives
Questions
Is FTMO or FundedNext easier to pass?
They are about the same. In our benchmark FTMO's 1-Step Challenge passed 54% of the time and FundedNext's Stellar 2-Step 55%.
Which is more likely to pay out, FTMO or FundedNext?
Of their challenges, FundedNext's Stellar 2-Step (47%) gave the better chance of passing and reaching a first payout in our benchmark, against 46% for FTMO's 2-Step Challenge. FTMO's Instant Account and FundedNext's Stellar Instant, an instant account with no challenge, reached a payout 66% and 83% of the time. This ranks the rules, not the firms' payout records.
Which has the better profit split, FTMO or FundedNext?
FTMO, with up to 90% against 80%.
Which gives more room on drawdown, FTMO or FundedNext?
FTMO's most forgiving account allows 10% static (2-Step Challenge); FundedNext's allows 10% static (Stellar 2-Step). A static limit never moves up behind you, so it is worth more than a trailing one of the same size.
Do FTMO and FundedNext have consistency rules?
FTMO: 2 of 3 accounts do. FundedNext: none of its accounts do.
More comparisons
- FTMO vs The5%ers
- FTMO vs FundingPips
- FundedNext vs FundingPips
- FTMO vs E8 Markets
- FTMO vs Alpha Capital Group
- The5%ers vs FundedNext
- FTMO vs FXIFY
- FTMO vs Maven Trading
- E8 Markets vs FundedNext
- FTMO vs Blue Guardian
- FTMO vs Goat Funded Trader
- FTMO vs FTUK
PropPassCheck isn't paid by either firm and has no affiliate links. The benchmark ranks rules, not your trading. Confirm the rules on each firm's site before you buy.