FTMO vs Blue Guardian: which is easier to pass and pay out?
FTMO and Blue Guardian compared on their own published rules: profit targets, loss limits, consistency rules and payouts, plus how each account did in our benchmark, where the same made-up trader is replayed against every account. On our 7 measures, FTMO comes out ahead on 5 and Blue Guardian on 2.
The verdict, category by category
| FTMO | Blue Guardian | Edge | |
|---|---|---|---|
| Easiest challenge to pass pass chance in our benchmark | 1-Step Challenge: 54% | 1 Step Standard: 42% | FTMO |
| Best chance of passing and getting paid passed and reached a first payout, in our benchmark | 2-Step Challenge: 46% | 1 Step Standard: 36% | FTMO |
| Instant funding funded from day one, no challenge | Instant Account: 66% reach a payout | Instant Standard: 47% reach a payout | FTMO |
| Most room before failing largest maximum loss; static beats trailing | 10% static (2-Step Challenge) | 6% trailing, locks at start (1 Step Standard) | FTMO |
| Highest profit split | 90% | 85% | FTMO |
| Quickest first payout | 14 days | On demand | Blue Guardian |
| Accounts with no consistency rule | 1 of 3 | 1 of 2 | Blue Guardian |
Which should you choose?
- Choose FTMO if you want the challenge that is easier to pass on its rules; you want the best chance of passing and then reaching a first payout; you want to skip the evaluation and be funded straight away; your strategy has deep drawdowns and needs room on the maximum loss; you expect to be paid often and want to keep more of each payout.
- Choose Blue Guardian if you want your first payout as soon as possible; you make most of your profit on a few big days.
- Still not sure? The right firm depends on your strategy, not ours. Upload your backtest and see your own pass and payout chance at both.
Test your strategy at FTMO Test at Blue Guardian
1-step challenges: FTMO 1-Step Challenge vs Blue Guardian 1 Step Standard
| FTMO | Blue Guardian | |
|---|---|---|
| Account | 1-Step Challenge | 1 Step Standard |
| Profit target | 10% | 9% |
| Daily loss limit | 3% | 4% |
| Maximum loss | 10% trailing | 6% trailing, locks at start |
| Minimum days | None | 3 |
| Time limit | None | None |
| Consistency rule | 50% | None |
| First payout | After 14 days, 0.1%+ profit | After 14 days, 0.1%+ profit |
| Profit split | 90% | 85% |
| Price | $557.01 for $100K | $398 for $100K |
| Pass chance (benchmark) | 54% | 42% |
| First payout chance (benchmark) | 40% | 36% |
| Best risk per trade | 0.75% | 0.5% |
| Fee spent per first payout, per $100 | $250 | $278 |
| Rules checked | 8 Nov 2026 | 13 Nov 2026 |
Instant funding accounts: FTMO Instant Account vs Blue Guardian Instant Standard
| FTMO | Blue Guardian | |
|---|---|---|
| Account | Instant Account | Instant Standard |
| Profit target | None | None |
| Daily loss limit | 3% | 3% |
| Maximum loss | 10% trailing | 6% trailing, locks at start |
| Minimum days | None | None |
| Time limit | None | None |
| Consistency rule | 30% | 20% |
| First payout | After 14 days, 0.1%+ profit | On demand, 1.1%+ profit |
| Profit split | 90% | 80% |
| Price | $3,347.66 for $100K | $779 for $100K |
| First payout chance (benchmark) | 66% | 47% |
| Best risk per trade | 0.5% | 0.38% |
| Fee spent per first payout, per $100 | $152 | $213 |
| Rules checked | 8 Nov 2026 | 8 Nov 2026 |
Where a firm has more than one account of a type, the one that did best in our benchmark is shown. "Fee spent per first payout" is what every $100 of challenge fee works out at once failed attempts are counted.
Every account at both firms
| Firm | Account | Type | Profit target | Daily loss | Max loss | Consistency | First payout | Split |
|---|---|---|---|---|---|---|---|---|
| F | 2-Step Challenge | 2-step | 10% / 5% | 5% | 10% static | None | After 14 days, 0.1%+ profit | 80% |
| F | 1-Step Challenge | 1-step | 10% | 3% | 10% trailing | 50% | After 14 days, 0.1%+ profit | 90% |
| F | Instant Account | Instant funding | None | 3% | 10% trailing | 30% | After 14 days, 0.1%+ profit | 90% |
| BG | 1 Step Standard | 1-step | 9% | 4% | 6% trailing, locks at start | None | After 14 days, 0.1%+ profit | 85% |
| BG | Instant Standard | Instant funding | None | 3% | 6% trailing, locks at start | 20% | On demand, 1.1%+ profit | 80% |
About the two firms
FTMO
FTMO, founded in the Czech Republic in 2015, is the best-known prop firm and the benchmark others are measured against. Its 2-Step Challenge (10% then 5%, a 5% daily limit, a 10% maximum loss fixed to your start and 4 minimum days) is one of the more forgiving evaluations in our directory.
Forex & CFDs · Czech Republic · founded 2015 · MT4, MT5, cTrader, DXtrade
Rules to watch: Daily loss is checked on equity (open trades count) and resets at 00:00 CE(S)T. 1-Step and funded accounts: best day must be 50% or less of total closed profit (orders from 12 Oct 2026). First reward can be requested from day 14 after the first trade. Instant Account (Oct 2026): 3% daily, 10% intraday trailing, 30% consistency, 90% split. Sources: ftmo.com/en/trading-objectives/ and ftmo.com/en/faq/how-do-i-withdraw-my-profits/
Blue Guardian
Blue Guardian's 1 Step Standard asks for 9% with a 4% daily limit and a 6% maximum loss that trails until you are 6% up, then locks at your start, with a 1% buffer that must stay in the account. Until it locks, any profit you give back counts against you, so the first few weeks are the hardest part.
Forex & CFDs
Rules to watch: Daily loss is 3-4% of initial balance from the higher of balance or equity at 5pm EST. Trailing drawdown locks at the start once 6% up, with a 1% buffer that must stay. Instant payouts need 5 trading days of 0.5%+; a first Guardian Shield breach cuts the split to 50% for good. Sources: help.blueguardian.com/en/articles/14061082-instant-standard-account-rules and help.blueguardian.com/en/articles/14062186-1-step-standard-rules
Questions
Is FTMO or Blue Guardian easier to pass?
FTMO. In our benchmark, the same made-up trader passed FTMO's 1-Step Challenge 54% of the time and Blue Guardian's 1 Step Standard 42%.
Which is more likely to pay out, FTMO or Blue Guardian?
Of their challenges, FTMO's 2-Step Challenge (46%) gave the better chance of passing and reaching a first payout in our benchmark, against 36% for Blue Guardian's 1 Step Standard. FTMO's Instant Account and Blue Guardian's Instant Standard, an instant account with no challenge, reached a payout 66% and 47% of the time. This ranks the rules, not the firms' payout records.
Which has the better profit split, FTMO or Blue Guardian?
FTMO, with up to 90% against 85%.
Which gives more room on drawdown, FTMO or Blue Guardian?
FTMO's most forgiving account allows 10% static (2-Step Challenge); Blue Guardian's allows 6% trailing, locks at start (1 Step Standard). A static limit never moves up behind you, so it is worth more than a trailing one of the same size.
Do FTMO and Blue Guardian have consistency rules?
FTMO: 2 of 3 accounts do. Blue Guardian: 1 of 2 accounts do.
More comparisons
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- FTMO vs FundedNext
- FTMO vs FundingPips
- FTMO vs E8 Markets
- FTMO vs Alpha Capital Group
- FTMO vs FXIFY
- FTMO vs Maven Trading
- FTMO vs Goat Funded Trader
- FTMO vs FTUK
- FTMO vs City Traders Imperium
- FTMO vs Instant Funding
- FundedNext vs FundingPips
PropPassCheck isn't paid by either firm and has no affiliate links. The benchmark ranks rules, not your trading. Confirm the rules on each firm's site before you buy.