FTMO vs Goat Funded Trader: which is easier to pass and pay out?
FTMO and Goat Funded Trader compared on their own published rules: profit targets, loss limits, consistency rules and payouts, plus how each account did in our benchmark, where the same made-up trader is replayed against every account. On our 7 measures, FTMO comes out ahead on 2 and Goat Funded Trader on 1, with 4 level.
The verdict, category by category
| FTMO | Goat Funded Trader | Edge | |
|---|---|---|---|
| Easiest challenge to pass pass chance in our benchmark | 1-Step Challenge: 54% | 2 Step GOAT: 55% | Level |
| Best chance of passing and getting paid passed and reached a first payout, in our benchmark | 2-Step Challenge: 46% | 2 Step GOAT: 47% | Level |
| Instant funding funded from day one, no challenge | Instant Account: 66% reach a payout | Instant GOAT: 30% reach a payout | FTMO |
| Most room before failing largest maximum loss; static beats trailing | 10% static (2-Step Challenge) | 10% static (2 Step GOAT) | Level |
| Highest profit split | 90% | 80% | FTMO |
| Quickest first payout | 14 days | 14 days | Level |
| Accounts with no consistency rule | 1 of 3 | 1 of 2 | Goat Funded Trader |
Which should you choose?
- Choose FTMO if you want to skip the evaluation and be funded straight away; you expect to be paid often and want to keep more of each payout.
- Choose Goat Funded Trader if you make most of your profit on a few big days.
- Still not sure? The right firm depends on your strategy, not ours. Upload your backtest and see your own pass and payout chance at both.
Test your strategy at FTMO Test at Goat Funded Trader
2-step challenges: FTMO 2-Step Challenge vs Goat Funded Trader 2 Step GOAT
| FTMO | Goat Funded Trader | |
|---|---|---|
| Account | 2-Step Challenge | 2 Step GOAT |
| Profit target | 10% / 5% | 8% / 6% |
| Daily loss limit | 5% | 4% of day's balance |
| Maximum loss | 10% static | 10% static |
| Minimum days | 4 | 3 |
| Time limit | None | None |
| Consistency rule | None | None |
| First payout | After 14 days, 0.1%+ profit | After 14 days, 2%+ profit |
| Profit split | 80% | 80% |
| Price | $602.78 for $100K | $497 for $100K |
| Pass chance (benchmark) | 52% | 55% |
| First payout chance (benchmark) | 46% | 47% |
| Best risk per trade | 0.75% | 0.63% |
| Fee spent per first payout, per $100 | $217 | $213 |
| Rules checked | 8 Nov 2026 | 13 Nov 2026 |
Instant funding accounts: FTMO Instant Account vs Goat Funded Trader Instant GOAT
| FTMO | Goat Funded Trader | |
|---|---|---|
| Account | Instant Account | Instant GOAT |
| Profit target | None | None |
| Daily loss limit | 3% | 3% of day's balance |
| Maximum loss | 10% trailing | 6% trailing, locks at start |
| Minimum days | None | None |
| Time limit | None | None |
| Consistency rule | 30% | 15% |
| First payout | After 14 days, 0.1%+ profit | After 14 days, 2.5%+ profit |
| Profit split | 90% | 80% |
| Price | $3,347.66 for $100K | $815 for $100K |
| First payout chance (benchmark) | 66% | 30% |
| Best risk per trade | 0.5% | 0.5% |
| Fee spent per first payout, per $100 | $152 | $333 |
| Rules checked | 8 Nov 2026 | 13 Nov 2026 |
Where a firm has more than one account of a type, the one that did best in our benchmark is shown. "Fee spent per first payout" is what every $100 of challenge fee works out at once failed attempts are counted.
Every account at both firms
| Firm | Account | Type | Profit target | Daily loss | Max loss | Consistency | First payout | Split |
|---|---|---|---|---|---|---|---|---|
| F | 2-Step Challenge | 2-step | 10% / 5% | 5% | 10% static | None | After 14 days, 0.1%+ profit | 80% |
| F | 1-Step Challenge | 1-step | 10% | 3% | 10% trailing | 50% | After 14 days, 0.1%+ profit | 90% |
| F | Instant Account | Instant funding | None | 3% | 10% trailing | 30% | After 14 days, 0.1%+ profit | 90% |
| GF | 2 Step GOAT | 2-step | 8% / 6% | 4% | 10% static | None | After 14 days, 2%+ profit | 80% |
| GF | Instant GOAT | Instant funding | None | 3% | 6% trailing, locks at start | 15% | After 14 days, 2.5%+ profit | 80% |
About the two firms
FTMO
FTMO, founded in the Czech Republic in 2015, is the best-known prop firm and the benchmark others are measured against. Its 2-Step Challenge (10% then 5%, a 5% daily limit, a 10% maximum loss fixed to your start and 4 minimum days) is one of the more forgiving evaluations in our directory.
Forex & CFDs · Czech Republic · founded 2015 · MT4, MT5, cTrader, DXtrade
Rules to watch: Daily loss is checked on equity (open trades count) and resets at 00:00 CE(S)T. 1-Step and funded accounts: best day must be 50% or less of total closed profit (orders from 12 Oct 2026). First reward can be requested from day 14 after the first trade. Instant Account (Oct 2026): 3% daily, 10% intraday trailing, 30% consistency, 90% split. Sources: ftmo.com/en/trading-objectives/ and ftmo.com/en/faq/how-do-i-withdraw-my-profits/
Goat Funded Trader
Goat Funded Trader's 2 Step GOAT asks for 8% then 6%, with a 4% daily limit set at 5pm EST from the higher of balance or equity, and a 10% maximum loss fixed to your start. Each step needs 3 profitable days of 0.5% or more.
Forex & CFDs
Rules to watch: Daily drawdown is set at 5pm EST from the higher of balance or equity. Profitable days need 0.5%+ (3 per step; 3-4 per payout on funded). First two payouts capped at 6% of size or $10,000; funded daily profit above $3,000 is removed. Instant: combined open loss reaching 2% of the start closes the account, and 5 profitable days are needed per payout. Sources: help.goatfundedtrader.com/en/articles/13575348-2-step-goat-model and help.goatfundedtrader.com/instant-goat.html
Questions
Is FTMO or Goat Funded Trader easier to pass?
They are about the same. In our benchmark FTMO's 1-Step Challenge passed 54% of the time and Goat Funded Trader's 2 Step GOAT 55%.
Which is more likely to pay out, FTMO or Goat Funded Trader?
Of their challenges, Goat Funded Trader's 2 Step GOAT (47%) gave the better chance of passing and reaching a first payout in our benchmark, against 46% for FTMO's 2-Step Challenge. FTMO's Instant Account and Goat Funded Trader's Instant GOAT, an instant account with no challenge, reached a payout 66% and 30% of the time. This ranks the rules, not the firms' payout records.
Which has the better profit split, FTMO or Goat Funded Trader?
FTMO, with up to 90% against 80%.
Which gives more room on drawdown, FTMO or Goat Funded Trader?
FTMO's most forgiving account allows 10% static (2-Step Challenge); Goat Funded Trader's allows 10% static (2 Step GOAT). A static limit never moves up behind you, so it is worth more than a trailing one of the same size.
Do FTMO and Goat Funded Trader have consistency rules?
FTMO: 2 of 3 accounts do. Goat Funded Trader: 1 of 2 accounts do.
More comparisons
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- FTMO vs FundedNext
- FTMO vs FundingPips
- FTMO vs E8 Markets
- FTMO vs Alpha Capital Group
- FTMO vs FXIFY
- FTMO vs Maven Trading
- FTMO vs Blue Guardian
- FTMO vs FTUK
- FTMO vs City Traders Imperium
- FTMO vs Instant Funding
- FundedNext vs FundingPips
PropPassCheck isn't paid by either firm and has no affiliate links. The benchmark ranks rules, not your trading. Confirm the rules on each firm's site before you buy.