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Atlas Funded 2-Step: rules and how to pass

The Atlas Funded 2-Step is a 2-step challenge with targets of 8% then 5%, a 5% daily loss limit and a 10% static maximum loss. Here is what that means in dollars, how hard it is to pass, and a plan worked out from its own rules.

Rules checked 8 Nov 2026

54%Pass chance in our benchmark
44%Pass and reach a first payout
0.75%Best risk per trade ($750)
9th of 63Challenges by pass chance

In our benchmark the Atlas Funded 2-Step is one of the easier challenges to pass: 54% of attempts passed, against a middle value of 44% across all challenges. For reaching a first payout it ranks 24th of 78 accounts. How the benchmark works.

Test your strategy against the Atlas Funded 2-Step

Atlas Funded 2-Step rules

Account type
2-step
Account size
$100,000
Profit target
8% / 5% ($8,000 then $5,000)
Daily loss limit
5% ($5,000) of the starting balance
Maximum loss
10% ($10,000), static
Minimum trading days
3
Time limit
None
Consistency rule
None
First payout
After 14 days, 2.5%+ profit
Profit split
90%
Price
$443 for $100K
Rules checked
8 Nov 2026, Atlas Funded's rules page

Work it out for this account: position size · how much you can still lose today · real cost to get funded · payouts

What you need to make, phase by phase

StageTargetIn R at 0.75% a tradeMinimum daysTime limit
Phase 18% ($8,000)10.7R3 daysNo limit
Phase 25% ($5,000)6.7R3 daysNo limit
Funded: first payout2.5% ($2,500)3.3R14 days–

R is the amount you lose on one losing trade. At 0.75% risk, 1R is $750.

How to pass the Atlas Funded 2-Step

  1. Risk about 0.75% a trade ($750). That was the risk that gave the best chance of passing and getting paid on these rules in our benchmark. Bigger trades finish sooner when they work but breach the limits far more often; smaller trades are safer but can take months. At this size phase 1 needs about 10.7R of net profit, meaning 10.7 times your risk on one trade. The position size calculator turns that into lots or contracts.
  2. Stop for the day well before the 5% daily limit. The limit is $5,000, a fixed amount from the starting balance. At 0.75% a trade, 6 losing trades in a row fit inside it. A personal stop at about half the limit (3 losses, about $2,250) leaves room for slippage and for open trades, which many firms count. The drawdown calculator shows your exact room at any moment.
  3. Know your floor: $90,000. The 10% maximum loss is static, so the floor is fixed at $90,000: it never moves, however much profit you make. That is room for 13 losing trades in a row at 0.75%. Profit you make is extra room, so the account gets safer as it grows.
  4. Pace yourself. You need at least 3 trading days in each phase. If you hit the target sooner, Atlas Funded's rules say what counts as a trading day; usually one small trade is enough. There is no time limit, so don't raise your risk to finish sooner: time is on your side.
  5. Treat phase 2 like phase 1. The target drops to 5% ($5,000) but the loss limits stay the same, so keep the same risk and the same daily stop. Most second-phase failures come from relaxing.
  6. Once funded. The first payout comes after 14 days, and you need at least 2.5% profit ($2,500, about 3.3R) first. With a 90% split, you keep $900 of every $1,000 of profit. Keep trading the same way you passed: the limits still apply, and the account can still be lost.
  7. Test your own strategy before you pay. The numbers above come from a made-up trader. Upload your backtest or trade history to see your own pass and payout chance on this account, and use the strategy builder to add a daily stop and loss guards set to these limits.

Mistakes that fail this account

Rules to watch at Atlas Funded

Daily loss counted from equity at 00:00 UTC. Funded accounts need 5 days of 0.5%+ closed profit per 14-day payout cycle. Source: help.atlasfunded.com/two-step

What it really costs to get funded

A challenge fee buys an attempt, not an account. If you divide the fee by the chance of success, you get what the average trader actually spends, retries included, before it pays off.

These use our benchmark trader's odds, not yours. A stronger strategy pays less per success and a weaker one pays more, which is why it is worth testing your own trades first. Many firms refund the fee with the first payout; check Atlas Funded's terms.

How it compares

The best 2-step challenges for forex and CFDs in our benchmark, with this one included for comparison.

AccountPass chanceThen a payoutTargetDaily lossMax lossConsistency
Fintokei ProTrader55%46%8% / 6%5%10% staticNone
FundedNext Stellar 2-Step55%47%8% / 5%5%10% staticNone
FundingPips 2 Step Standard55%47%8% / 5%5%10% staticNone
Goat Funded Trader 2 Step GOAT55%47%8% / 6%4%10% staticNone
Hola Prime 2-Step Pro 100K54%48%8% / 5%5%10% staticNone
Hola Prime 2-Step Prime 100K54%48%8% / 5%5%10% staticNone
Atlas Funded 2-Step (this one)54%44%8% / 5%5%10% staticNone

See the full ranking

How typical traders do on Atlas Funded 2-Step

Eleven made-up traders, replayed 1,000 times each against these exact rules at the risk per trade that suited each one best. Every one except the grid sample makes the same average profit a day; only the shape of their results differs, which is what the rules react to. Swing trading does best here (90% pass), scalping worst (55%).

Sample traderWin rate and rewardTrades a dayPass chanceReach a first payoutBest risk a tradeTypical trading daysMost failures
Swing trading44% at 2R0.390%85%1%105Hit the maximum loss
High win rate75% at 0.4R287%81%1%90Hit the maximum loss
Position trading33% at 4R0.1586%80%1%107Hit the maximum loss
Opening range breakout55% at 1R180%72%1%77Hit the maximum loss
Trend following34% at 2.5R0.578%70%0.75%115Hit the maximum loss
Mean reversion58% at 0.8R273%65%0.75%100Hit the maximum loss
Breakout37% at 2R167%59%0.75%84Hit the maximum loss
Low win rate20% at 5R0.563%53%0.63%91Hit the maximum loss
Day trading41% at 1.5R356%46%0.5%88Hit the maximum loss
Scalping54% at 0.9R555%45%0.5%89Hit the maximum loss
Grid and martingale (no edge)91% at 0.3R238%29%0.75%112Hit the maximum loss

These are sample traders, not you: they show how the rules treat each style. Upload your own trades in the test centre for your own odds. Reward is the size of a winner in multiples of the amount risked (R).

Been paid on this account? Report your payout so other traders know what to expect.

Took this challenge? Tell us how it went, pass or fail, so other traders can see how real results compare with the test.

Price history

List price now: $443. We've tracked this price since 13 Nov 2026, so the 30-day low comes later.

No price changes by Atlas Funded since we started tracking on 13 Nov 2026.

List prices from the firm's own site, checked each week. Firms also run short discount codes, which we don't track or link to: PropPassCheck takes no money from prop firms. All rule changes

Rule history

No changes recorded since we started tracking on 9 Nov 2026. Rules last checked 8 Nov 2026. All rule changes.

Questions about the Atlas Funded 2-Step

What is the profit target for the Atlas Funded 2-Step?

Phase 1: 8%, Phase 2: 5%. On a $100,000 account that is $8,000 then $5,000.

What is the daily loss limit on the Atlas Funded 2-Step?

5% of the starting balance, which is $5,000 on a $100,000 account. Breaking it fails the account.

Is the Atlas Funded 2-Step drawdown static or trailing?

The maximum loss is 10% ($10,000) and it is static. The floor is fixed at $90,000: it never moves, however much profit you make.

How many trading days does the Atlas Funded 2-Step need?

At least 3 trading days per phase, and no time limit.

Does the Atlas Funded 2-Step have a consistency rule?

No. There is no rule limiting how much of your profit can come from one day.

When does the Atlas Funded 2-Step pay out, and what is the split?

After 14 days, 2.5%+ profit. The profit split is 90%.

How hard is it to pass the Atlas Funded 2-Step?

In our benchmark (the same made-up trader replayed against every account), 54% of attempts passed and 44% went on to a first payout. That ranks it 9th of 63 challenges for pass chance.

How much should I risk per trade on the Atlas Funded 2-Step?

In our benchmark the best results on these rules came at about 0.75% of the account per trade ($750 on $100,000). Your own best size depends on your win rate and losing streaks, so test your trades in the PropPassCheck test centre.

Will your strategy pass?

The benchmark ranks the rules, not you. Upload a backtest or trade history and PropPassCheck replays it 2,000 times against the Atlas Funded 2-Step and every other account, showing your own chance of passing and of reaching a first payout. Nothing is uploaded: it runs in your browser. Open the test centre.

Nothing here is financial advice. Rules change, so confirm them on Atlas Funded's own site before you buy.