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Lark Funding 1-Step Career: rules and how to pass

The Lark Funding 1-Step Career is a 1-step challenge with a 10% target, a 5% daily loss limit and a 7% static maximum loss. Here is what that means in dollars, how hard it is to pass, and a plan worked out from its own rules.

Rules checked 8 Nov 2026

57%Pass chance in our benchmark
46%Pass and reach a first payout
0.75%Best risk per trade ($750)
4th of 63Challenges by pass chance

In our benchmark the Lark Funding 1-Step Career is one of the easier challenges to pass: 57% of attempts passed, against a middle value of 44% across all challenges. For reaching a first payout it ranks 15th of 78 accounts. How the benchmark works.

Test your strategy against the Lark Funding 1-Step Career

Lark Funding 1-Step Career rules

Account type
1-step
Account size
$100,000
Profit target
10% ($10,000)
Daily loss limit
5% ($5,000) of the day's opening balance
Maximum loss
7% ($7,000), static
Minimum trading days
None
Time limit
None
Consistency rule
None
First payout
After 14 days, 0.1%+ profit
Profit split
80%
Price
$800 for $100K
Rules checked
8 Nov 2026, Lark Funding's rules page

Work it out for this account: position size · how much you can still lose today · real cost to get funded · payouts

What you need to make, phase by phase

StageTargetIn R at 0.75% a tradeMinimum daysTime limit
Challenge10% ($10,000)13.3RNoneNo limit
Funded: first payoutAny profit–14 days–

R is the amount you lose on one losing trade. At 0.75% risk, 1R is $750.

How to pass the Lark Funding 1-Step Career

  1. Risk about 0.75% a trade ($750). That was the risk that gave the best chance of passing and getting paid on these rules in our benchmark. Bigger trades finish sooner when they work but breach the limits far more often; smaller trades are safer but can take months. At this size the target needs about 13.3R of net profit, meaning 13.3 times your risk on one trade. The position size calculator turns that into lots or contracts.
  2. Stop for the day well before the 5% daily limit. The limit is $5,000, measured from each day's opening balance, so it is slightly bigger after a winning day and smaller after a losing one. At 0.75% a trade, 6 losing trades in a row fit inside it. A personal stop at about half the limit (3 losses, about $2,250) leaves room for slippage and for open trades, which many firms count. The drawdown calculator shows your exact room at any moment.
  3. Know your floor: $93,000. The 7% maximum loss is static, so the floor is fixed at $93,000: it never moves, however much profit you make. That is room for 9 losing trades in a row at 0.75%. Profit you make is extra room, so the account gets safer as it grows.
  4. Pace yourself. There is no time limit, so don't raise your risk to finish sooner: time is on your side.
  5. Once funded. The first payout comes after 14 days. With an 80% split, you keep $800 of every $1,000 of profit. Keep trading the same way you passed: the limits still apply, and the account can still be lost.
  6. Test your own strategy before you pay. The numbers above come from a made-up trader. Upload your backtest or trade history to see your own pass and payout chance on this account, and use the strategy builder to add a daily stop and loss guards set to these limits.

Mistakes that fail this account

Rules to watch at Lark Funding

Daily limit 5% of the previous day's closed balance at 5pm EST. Instant Master drawdown locks at the start at 8% gain or the first payout; first payout on demand, then every 30 days. Sources: helpdesk.larkfunding.com/en/articles/10336809-instant-master-account-details and helpdesk.larkfunding.com/en/articles/12853883-1-step-career-evaluation-details

What it really costs to get funded

A challenge fee buys an attempt, not an account. If you divide the fee by the chance of success, you get what the average trader actually spends, retries included, before it pays off.

These use our benchmark trader's odds, not yours. A stronger strategy pays less per success and a weaker one pays more, which is why it is worth testing your own trades first. Many firms refund the fee with the first payout; check Lark Funding's terms.

How it compares

The best 1-step challenges for forex and CFDs in our benchmark, with this one included for comparison.

AccountPass chanceThen a payoutTargetDaily lossMax lossConsistency
FTUK Flex Challenge64%27%4%5%6% trailing, locks at start20% funded
Instant Funding One-Phase Pro60%43%10%3%8% static40%
Bullwaves Prime 1-Step 100K59%39%10%4%8% static30%
Lark Funding 1-Step Career (this one)57%46%10%5%7% staticNone
FTMO 1-Step Challenge54%40%10%3%10% trailing50%
FundedNext Stellar 1-Step54%45%10%3%6% staticNone
Hola Prime 1-Step Prime 100K53%43%10%3%6% staticNone

See the full ranking

Other Lark Funding accounts

How typical traders do on Lark Funding 1-Step Career

Eleven made-up traders, replayed 1,000 times each against these exact rules at the risk per trade that suited each one best. Every one except the grid sample makes the same average profit a day; only the shape of their results differs, which is what the rules react to. Swing trading does best here (87% pass), scalping worst (54%).

Sample traderWin rate and rewardTrades a dayPass chanceReach a first payoutBest risk a tradeTypical trading daysMost failures
Swing trading44% at 2R0.387%82%1%71Hit the maximum loss
Position trading33% at 4R0.1585%77%1%70Hit the maximum loss
High win rate75% at 0.4R283%78%1%62Hit the maximum loss
Opening range breakout55% at 1R180%76%0.75%88Hit the maximum loss
Trend following34% at 2.5R0.576%71%0.75%72Hit the maximum loss
Mean reversion58% at 0.8R270%63%0.75%63Hit the maximum loss
Breakout37% at 2R170%60%0.75%55Hit the maximum loss
Low win rate20% at 5R0.566%56%0.63%57Hit the maximum loss
Day trading41% at 1.5R357%46%0.63%41Hit the maximum loss
Scalping54% at 0.9R554%42%0.63%37Hit the maximum loss
Grid and martingale (no edge)91% at 0.3R243%35%0.75%72Hit the maximum loss

These are sample traders, not you: they show how the rules treat each style. Upload your own trades in the test centre for your own odds. Reward is the size of a winner in multiples of the amount risked (R).

Been paid on this account? Report your payout so other traders know what to expect.

Took this challenge? Tell us how it went, pass or fail, so other traders can see how real results compare with the test.

Price history

List price now: $800. We've tracked this price since 13 Nov 2026, so the 30-day low comes later.

No price changes by Lark Funding since we started tracking on 13 Nov 2026.

List prices from the firm's own site, checked each week. Firms also run short discount codes, which we don't track or link to: PropPassCheck takes no money from prop firms. All rule changes

Rule history

No changes recorded since we started tracking on 9 Nov 2026. Rules last checked 8 Nov 2026. All rule changes.

Questions about the Lark Funding 1-Step Career

What is the profit target for the Lark Funding 1-Step Career?

10%. On a $100,000 account that is $10,000.

What is the daily loss limit on the Lark Funding 1-Step Career?

5% of the balance at the start of each day, which is $5,000 on a $100,000 account. Breaking it fails the account.

Is the Lark Funding 1-Step Career drawdown static or trailing?

The maximum loss is 7% ($7,000) and it is static. The floor is fixed at $93,000: it never moves, however much profit you make.

How many trading days does the Lark Funding 1-Step Career need?

There is no minimum number of trading days, and no time limit.

Does the Lark Funding 1-Step Career have a consistency rule?

No. There is no rule limiting how much of your profit can come from one day.

When does the Lark Funding 1-Step Career pay out, and what is the split?

After 14 days, 0.1%+ profit. The profit split is 80%.

How hard is it to pass the Lark Funding 1-Step Career?

In our benchmark (the same made-up trader replayed against every account), 57% of attempts passed and 46% went on to a first payout. That ranks it 4th of 63 challenges for pass chance.

How much should I risk per trade on the Lark Funding 1-Step Career?

In our benchmark the best results on these rules came at about 0.75% of the account per trade ($750 on $100,000). Your own best size depends on your win rate and losing streaks, so test your trades in the PropPassCheck test centre.

Will your strategy pass?

The benchmark ranks the rules, not you. Upload a backtest or trade history and PropPassCheck replays it 2,000 times against the Lark Funding 1-Step Career and every other account, showing your own chance of passing and of reaching a first payout. Nothing is uploaded: it runs in your browser. Open the test centre.

Nothing here is financial advice. Rules change, so confirm them on Lark Funding's own site before you buy.