Topstep Trading Combine 50K: rules and how to pass
The Topstep Trading Combine 50K is a 1-step challenge with a 6% target, no daily loss limit and a 4% trailing maximum loss. Here is what that means in dollars, how hard it is to pass, and a plan worked out from its own rules.
In our benchmark the Topstep Trading Combine 50K is around the middle of the pack: 43% of attempts passed, against a middle value of 44% across all challenges. For reaching a first payout it ranks 43rd of 78 accounts. How the benchmark works.
Test your strategy against the Topstep Trading Combine 50K
Topstep Trading Combine 50K rules
- Account type
- 1-step
- Account size
- $50,000
- Profit target
- 6% ($3,000)
- Daily loss limit
- None
- Maximum loss
- 4% ($2,000), trailing, locks at start
- Minimum trading days
- None
- Time limit
- None
- Consistency rule
- 55% challenge
- First payout
- After 5 days, 1.5%+ profit
- Profit split
- 90%
- Price
- $49 for $50K
- Rules checked
- 13 Nov 2026, Topstep's rules page
Work it out for this account: position size · how much you can still lose today · real cost to get funded · payouts
What you need to make, phase by phase
| Stage | Target | In R at 0.3% a trade | Minimum days | Time limit |
|---|---|---|---|---|
| Challenge | 6% ($3,000) | 20R | None | No limit |
| Funded: first payout | 1.5% ($750) | 5R | 5 days | – |
R is the amount you lose on one losing trade. At 0.3% risk, 1R is $150.
How to pass the Topstep Trading Combine 50K
- Risk about 0.3% a trade ($150). That was the risk that gave the best chance of passing and getting paid on these rules in our benchmark. Bigger trades finish sooner when they work but breach the limits far more often; smaller trades are safer but can take months. At this size the target needs about 20R of net profit, meaning 20 times your risk on one trade. The position size calculator turns that into lots or contracts.
- Set your own daily stop. There is no daily loss limit to fail, so the only thing that stops a bad day is you. A stop of about a third of the maximum loss (4 losses at 0.3%, about $600) means no single day can end the account.
- Get the first 4% in the bank, then it gets easier. Your floor is $2,000 below your highest balance until it reaches your starting balance ($50,000), then it locks there. Until you are $2,000 up, every dollar you give back moves you closer to failing, so trade at your smallest size at the start. That first $2,000 is about 13.3R at 0.3%. Once the floor locks, profit above it is a cushion that no longer trails.
- Spread your profit: 55% consistency rule. No single day can be more than 55% of your total profit. To pass at exactly the 6% target, keep every day under about $1,650. If one day makes, say, $2,475, you have to keep trading until your total profit reaches $4,500, beyond the target.
- Pace yourself. There is no time limit, so don't raise your risk to finish sooner: time is on your side.
- Once funded. The first payout comes after 5 days, and you need at least 1.5% profit ($750, about 5R) first. With a 90% split, you keep $900 of every $1,000 of profit. Keep trading the same way you passed: the limits still apply, and the account can still be lost.
- Test your own strategy before you pay. The numbers above come from a made-up trader. Upload your backtest or trade history to see your own pass and payout chance on this account, and use the strategy builder to add a daily stop and loss guards set to these limits.
Mistakes that fail this account
- Letting a winning trade turn into a loser. With a trailing drawdown, a big open profit that comes back costs you room.
- One huge day. It can make the consistency rule hold back your pass until the rest of your profit catches up.
- Trading normal size. A 4% maximum loss is tight, so a size that feels small elsewhere is large here.
- Trading news or holding over weekends without checking Topstep's own restrictions, which this page does not cover in full.
Rules to watch at Topstep
Futures. Maximum Loss Limit trails the end-of-day balance and locks at the start. Daily loss limit is optional and pauses trading instead of failing. Payouts need 5 winning days of $150+ and are capped at 50% of balance ($2,000 on 50K). The $3,000 target for 50K is Topstep's standard figure; the product page didn't load to confirm it. Sources: help.topstep.com/en/articles/8284204-what-is-the-maximum-loss-limit and help.topstep.com/en/articles/8284233-topstep-payout-policy
What it really costs to get funded
A challenge fee buys an attempt, not an account. If you divide the fee by the chance of success, you get what the average trader actually spends, retries included, before it pays off.
- At a 43% pass chance, every $100 of fee works out at about $233 spent for each account that gets funded.
- At a 34% chance of passing and reaching a first payout, every $100 of fee works out at about $294 for each first payout.
- At $49 for $50K, that is about $114 per funded account and $144 per first payout.
These use our benchmark trader's odds, not yours. A stronger strategy pays less per success and a weaker one pays more, which is why it is worth testing your own trades first. Many firms refund the fee with the first payout; check Topstep's terms.
How it compares
The best 1-step futures challenges in our benchmark, with this one included for comparison.
| Account | Pass chance | Then a payout | Target | Daily loss | Max loss | Consistency |
|---|---|---|---|---|---|---|
| Bulenox Qualification 50K | 49% | 32% | 6% | None | 5% trailing | 40% funded |
| Day Traders EOD 50K | 48% | 29% | 6% | 2.5% | 5% trailing | 50% challenge, 30% funded |
| Legends Trading Elite 50K | 45% | 30% | 5.4% | None | 4.4% trailing | 40% |
| AquaFutures Flex 50K | 44% | 35% | 6% | None | 4% trailing, locks at start | 50% challenge |
| MyFundedFutures Rapid EOD 50K | 44% | 20% | 6% | None | 4% trailing, locks at start | 30% challenge |
| Take Profit Trader 50K Test (PRO) | 44% | 42% | 6% | None | 4% trailing, locks at start | 50% challenge |
| Topstep Trading Combine 50K (this one) | 43% | 34% | 6% | None | 4% trailing, locks at start | 55% challenge |
How typical traders do on Topstep Trading Combine 50K
Eleven made-up traders, replayed 1,000 times each against these exact rules at the risk per trade that suited each one best. Every one except the grid sample makes the same average profit a day; only the shape of their results differs, which is what the rules react to. Swing trading does best here (80% pass), scalping worst (38%).
| Sample trader | Win rate and reward | Trades a day | Pass chance | Reach a first payout | Best risk a trade | Typical trading days | Most failures |
|---|---|---|---|---|---|---|---|
| Swing trading | 44% at 2R | 0.3 | 80% | 72% | 0.5% | 80 | Hit the maximum loss |
| High win rate | 75% at 0.4R | 2 | 77% | 71% | 0.38% | 110 | Hit the maximum loss |
| Position trading | 33% at 4R | 0.15 | 76% | 67% | 0.63% | 63 | Hit the maximum loss |
| Opening range breakout | 55% at 1R | 1 | 68% | 61% | 0.38% | 94 | Hit the maximum loss |
| Trend following | 34% at 2.5R | 0.5 | 66% | 57% | 0.38% | 84 | Hit the maximum loss |
| Mean reversion | 58% at 0.8R | 2 | 60% | 50% | 0.3% | 97 | Hit the maximum loss |
| Breakout | 37% at 2R | 1 | 53% | 43% | 0.38% | 56 | Hit the maximum loss |
| Low win rate | 20% at 5R | 0.5 | 52% | 42% | 0.3% | 69 | Hit the maximum loss |
| Day trading | 41% at 1.5R | 3 | 39% | 27% | 0.3% | 41 | Hit the maximum loss |
| Scalping | 54% at 0.9R | 5 | 38% | 29% | 0.25% | 59 | Hit the maximum loss |
| Grid and martingale (no edge) | 91% at 0.3R | 2 | 31% | 18% | 1% | 16 | Hit the maximum loss |
These are sample traders, not you: they show how the rules treat each style. Upload your own trades in the test centre for your own odds. Reward is the size of a winner in multiples of the amount risked (R).
Been paid on this account? Report your payout so other traders know what to expect.
Took this challenge? Tell us how it went, pass or fail, so other traders can see how real results compare with the test.
Price history
List price now: $49 a month. We've tracked this price since 13 Nov 2026, so the 30-day low comes later.
No price changes by Topstep since we started tracking on 13 Nov 2026.
List prices from the firm's own site, checked each week. Firms also run short discount codes, which we don't track or link to: PropPassCheck takes no money from prop firms. All rule changes
Rule history
No changes recorded since we started tracking on 9 Nov 2026. Rules last checked 13 Nov 2026. All rule changes.
Questions about the Topstep Trading Combine 50K
What is the profit target for the Topstep Trading Combine 50K?
6%. On a $50,000 account that is $3,000.
What is the daily loss limit on the Topstep Trading Combine 50K?
There is no daily loss limit that fails the account. Check Topstep's rules for any daily pause or per-trade limits.
Is the Topstep Trading Combine 50K drawdown static or trailing?
The maximum loss is 4% ($2,000) and it is trailing until it reaches the starting balance, where it locks. The floor is $2,000 below your highest balance until it reaches your starting balance ($50,000), then it locks there.
How many trading days does the Topstep Trading Combine 50K need?
There is no minimum number of trading days, and no time limit.
Does the Topstep Trading Combine 50K have a consistency rule?
Yes: 55% challenge. Your best day can be no more than that share of your total profit.
When does the Topstep Trading Combine 50K pay out, and what is the split?
After 5 days, 1.5%+ profit. The profit split is 90%.
How hard is it to pass the Topstep Trading Combine 50K?
In our benchmark (the same made-up trader replayed against every account), 43% of attempts passed and 34% went on to a first payout. That ranks it 36th of 63 challenges for pass chance.
How much should I risk per trade on the Topstep Trading Combine 50K?
In our benchmark the best results on these rules came at about 0.3% of the account per trade ($150 on $50,000). Your own best size depends on your win rate and losing streaks, so test your trades in the PropPassCheck test centre.
Will your strategy pass?
The benchmark ranks the rules, not you. Upload a backtest or trade history and PropPassCheck replays it 2,000 times against the Topstep Trading Combine 50K and every other account, showing your own chance of passing and of reaching a first payout. Nothing is uploaded: it runs in your browser. Open the test centre.
Nothing here is financial advice. Rules change, so confirm them on Topstep's own site before you buy.