Topstep vs MyFundedFutures: which is easier to pass and pay out?
Topstep and MyFundedFutures compared on their own published rules: profit targets, loss limits, consistency rules and payouts, plus how each account did in our benchmark, where the same made-up trader is replayed against every account. On our 6 measures they come out even, 1 each, with 4 level.
The verdict, category by category
| Topstep | MyFundedFutures | Edge | |
|---|---|---|---|
| Easiest challenge to pass pass chance in our benchmark | Trading Combine 50K: 43% | Rapid EOD 50K: 44% | Level |
| Best chance of passing and getting paid passed and reached a first payout, in our benchmark | Trading Combine 50K: 34% | Rapid EOD 50K: 20% | Topstep |
| Most room before failing largest maximum loss; static beats trailing | 4% trailing, locks at start (Trading Combine 50K) | 4% trailing, locks at start (Rapid EOD 50K) | Level |
| Highest profit split | 90% | 90% | Level |
| Quickest first payout | 5 days | On demand | MyFundedFutures |
| Accounts with no consistency rule | 0 of 1 | 0 of 1 | Level |
Which should you choose?
- Choose Topstep if you want the best chance of passing and then reaching a first payout.
- Choose MyFundedFutures if you want your first payout as soon as possible.
- Still not sure? The right firm depends on your strategy, not ours. Upload your backtest and see your own pass and payout chance at both.
Test your strategy at Topstep Test at MyFundedFutures
Evaluations: Topstep Trading Combine 50K vs MyFundedFutures Rapid EOD 50K
| Topstep | MyFundedFutures | |
|---|---|---|
| Account | Trading Combine 50K | Rapid EOD 50K |
| Profit target | 6% | 6% |
| Daily loss limit | None | None |
| Maximum loss | 4% trailing, locks at start | 4% trailing, locks at start |
| Minimum days | None | 4 |
| Time limit | None | None |
| Consistency rule | 55% challenge | 30% challenge |
| First payout | After 5 days, 1.5%+ profit | On demand, 4.2%+ profit |
| Profit split | 90% | 90% |
| Price | $49 for $50K | Not listed |
| Pass chance (benchmark) | 43% | 44% |
| First payout chance (benchmark) | 34% | 20% |
| Best risk per trade | 0.3% | 0.3% |
| Fee spent per first payout, per $100 | $294 | $500 |
| Rules checked | 13 Nov 2026 | 8 Nov 2026 |
Where a firm has more than one account of a type, the one that did best in our benchmark is shown. "Fee spent per first payout" is what every $100 of challenge fee works out at once failed attempts are counted.
Every account at both firms
| Firm | Account | Type | Profit target | Daily loss | Max loss | Consistency | First payout | Split |
|---|---|---|---|---|---|---|---|---|
| T | Trading Combine 50K | 1-step | 6% | None | 4% trailing, locks at start | 55% challenge | After 5 days, 1.5%+ profit | 90% |
| M | Rapid EOD 50K | 1-step | 6% | None | 4% trailing, locks at start | 30% challenge | On demand, 4.2%+ profit | 90% |
About the two firms
Topstep
Topstep is one of the best-known futures firms. The Trading Combine 50K needs $3,000 (6%) with a $2,000 (4%) Maximum Loss Limit that trails your end-of-day balance and locks at your start. The daily loss limit is optional and pauses trading rather than failing you, and the Combine has a best-day consistency target.
Futures
Rules to watch: Futures. Maximum Loss Limit trails the end-of-day balance and locks at the start. Daily loss limit is optional and pauses trading instead of failing. Payouts need 5 winning days of $150+ and are capped at 50% of balance ($2,000 on 50K). The $3,000 target for 50K is Topstep's standard figure; the product page didn't load to confirm it. Sources: help.topstep.com/en/articles/8284204-what-is-the-maximum-loss-limit and help.topstep.com/en/articles/8284233-topstep-payout-policy
MyFundedFutures
MyFundedFutures' Rapid EOD 50K is a futures evaluation with a $3,000 (6%) target and a $2,000 (4%) drawdown that trails your end-of-day balance and locks at your start plus $100. A 30% consistency rule applies only in the evaluation, there's no daily limit that fails you, and there's no activation fee.
Futures
Rules to watch: Futures. EOD trailing drawdown locks at start + $100. 30% consistency only in the evaluation. Daily payouts once $2,100 realised profit is reached, then every $500. No activation fee. Source: help.myfundedfutures.com/en/articles/16158363-rapid-eod-50k-a-comprehensive-look
Questions
Is Topstep or MyFundedFutures easier to pass?
They are about the same. In our benchmark Topstep's Trading Combine 50K passed 43% of the time and MyFundedFutures's Rapid EOD 50K 44%.
Which is more likely to pay out, Topstep or MyFundedFutures?
Of their challenges, Topstep's Trading Combine 50K (34%) gave the better chance of passing and reaching a first payout in our benchmark, against 20% for MyFundedFutures's Rapid EOD 50K. This ranks the rules, not the firms' payout records.
Which has the better profit split, Topstep or MyFundedFutures?
They are the same at best: 90%.
Which gives more room on drawdown, Topstep or MyFundedFutures?
Topstep's most forgiving account allows 4% trailing, locks at start (Trading Combine 50K); MyFundedFutures's allows 4% trailing, locks at start (Rapid EOD 50K). A static limit never moves up behind you, so it is worth more than a trailing one of the same size.
Do Topstep and MyFundedFutures have consistency rules?
Topstep: 1 of 1 accounts do. MyFundedFutures: 1 of 1 accounts do.
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PropPassCheck isn't paid by either firm and has no affiliate links. The benchmark ranks rules, not your trading. Confirm the rules on each firm's site before you buy.