Topstep vs Take Profit Trader: which is easier to pass and pay out?
Topstep and Take Profit Trader compared on their own published rules: profit targets, loss limits, consistency rules and payouts, plus how each account did in our benchmark, where the same made-up trader is replayed against every account. On our 6 measures, Take Profit Trader comes out ahead on 2 and Topstep on 1, with 3 level.
The verdict, category by category
| Topstep | Take Profit Trader | Edge | |
|---|---|---|---|
| Easiest challenge to pass pass chance in our benchmark | Trading Combine 50K: 43% | 50K Test (PRO): 44% | Level |
| Best chance of passing and getting paid passed and reached a first payout, in our benchmark | Trading Combine 50K: 34% | 50K Test (PRO): 42% | Take Profit Trader |
| Most room before failing largest maximum loss; static beats trailing | 4% trailing, locks at start (Trading Combine 50K) | 4% trailing, locks at start (50K Test (PRO)) | Level |
| Highest profit split | 90% | 80% | Topstep |
| Quickest first payout | 5 days | On demand | Take Profit Trader |
| Accounts with no consistency rule | 0 of 1 | 0 of 1 | Level |
Which should you choose?
- Choose Topstep if you expect to be paid often and want to keep more of each payout.
- Choose Take Profit Trader if you want the best chance of passing and then reaching a first payout; you want your first payout as soon as possible.
- Still not sure? The right firm depends on your strategy, not ours. Upload your backtest and see your own pass and payout chance at both.
Test your strategy at Topstep Test at Take Profit Trader
Evaluations: Topstep Trading Combine 50K vs Take Profit Trader 50K Test (PRO)
| Topstep | Take Profit Trader | |
|---|---|---|
| Account | Trading Combine 50K | 50K Test (PRO) |
| Profit target | 6% | 6% |
| Daily loss limit | None | None |
| Maximum loss | 4% trailing, locks at start | 4% trailing, locks at start |
| Minimum days | None | 3 |
| Time limit | None | None |
| Consistency rule | 55% challenge | 50% challenge |
| First payout | After 5 days, 1.5%+ profit | On demand, 0.1%+ profit |
| Profit split | 90% | 80% |
| Price | $49 for $50K | $170 for $50K |
| Pass chance (benchmark) | 43% | 44% |
| First payout chance (benchmark) | 34% | 42% |
| Best risk per trade | 0.3% | 0.3% |
| Fee spent per first payout, per $100 | $294 | $238 |
| Rules checked | 13 Nov 2026 | 25 Oct 2026 |
Where a firm has more than one account of a type, the one that did best in our benchmark is shown. "Fee spent per first payout" is what every $100 of challenge fee works out at once failed attempts are counted.
Every account at both firms
| Firm | Account | Type | Profit target | Daily loss | Max loss | Consistency | First payout | Split |
|---|---|---|---|---|---|---|---|---|
| T | Trading Combine 50K | 1-step | 6% | None | 4% trailing, locks at start | 55% challenge | After 5 days, 1.5%+ profit | 90% |
| TP | 50K Test (PRO) | 1-step | 6% | None | 4% trailing, locks at start | 50% challenge | On demand, 0.1%+ profit | 80% |
About the two firms
Topstep
Topstep is one of the best-known futures firms. The Trading Combine 50K needs $3,000 (6%) with a $2,000 (4%) Maximum Loss Limit that trails your end-of-day balance and locks at your start. The daily loss limit is optional and pauses trading rather than failing you, and the Combine has a best-day consistency target.
Futures
Rules to watch: Futures. Maximum Loss Limit trails the end-of-day balance and locks at the start. Daily loss limit is optional and pauses trading instead of failing. Payouts need 5 winning days of $150+ and are capped at 50% of balance ($2,000 on 50K). The $3,000 target for 50K is Topstep's standard figure; the product page didn't load to confirm it. Sources: help.topstep.com/en/articles/8284204-what-is-the-maximum-loss-limit and help.topstep.com/en/articles/8284233-topstep-payout-policy
Take Profit Trader
Take Profit Trader is a futures firm with no daily loss limit at any stage. The 50K Test needs $3,000 (6%) with a $2,000 (4%) trailing drawdown that locks at your start, at least 3 trading days, and a 50% consistency rule that applies during the Test only.
Futures
Rules to watch: Futures. No daily loss limit at any stage. 50% consistency applies only during the Test. PRO accounts can take payouts from day one on profits above the buffer. Price is a monthly subscription. Source: takeprofittrader.com/blog/take-profit-trader-vs-topstep
Questions
Is Topstep or Take Profit Trader easier to pass?
They are about the same. In our benchmark Topstep's Trading Combine 50K passed 43% of the time and Take Profit Trader's 50K Test (PRO) 44%.
Which is more likely to pay out, Topstep or Take Profit Trader?
Of their challenges, Take Profit Trader's 50K Test (PRO) (42%) gave the better chance of passing and reaching a first payout in our benchmark, against 34% for Topstep's Trading Combine 50K. This ranks the rules, not the firms' payout records.
Which has the better profit split, Topstep or Take Profit Trader?
Topstep, with up to 90% against 80%.
Which gives more room on drawdown, Topstep or Take Profit Trader?
Topstep's most forgiving account allows 4% trailing, locks at start (Trading Combine 50K); Take Profit Trader's allows 4% trailing, locks at start (50K Test (PRO)). A static limit never moves up behind you, so it is worth more than a trailing one of the same size.
Do Topstep and Take Profit Trader have consistency rules?
Topstep: 1 of 1 accounts do. Take Profit Trader: 1 of 1 accounts do.
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PropPassCheck isn't paid by either firm and has no affiliate links. The benchmark ranks rules, not your trading. Confirm the rules on each firm's site before you buy.