Topstep vs Tradeify: which is easier to pass and pay out?
Topstep and Tradeify compared on their own published rules: profit targets, loss limits, consistency rules and payouts, plus how each account did in our benchmark, where the same made-up trader is replayed against every account. On our 6 measures, Tradeify comes out ahead on 1 and Topstep on 0, with 5 level.
The verdict, category by category
| Topstep | Tradeify | Edge | |
|---|---|---|---|
| Easiest challenge to pass pass chance in our benchmark | Trading Combine 50K: 43% | Select 50K (Flex): 44% | Level |
| Best chance of passing and getting paid passed and reached a first payout, in our benchmark | Trading Combine 50K: 34% | Select 50K (Flex): 41% | Tradeify |
| Most room before failing largest maximum loss; static beats trailing | 4% trailing, locks at start (Trading Combine 50K) | 4% trailing, locks at start (Select 50K (Flex)) | Level |
| Highest profit split | 90% | 90% | Level |
| Quickest first payout | 5 days | 5 days | Level |
| Accounts with no consistency rule | 0 of 1 | 0 of 1 | Level |
Which should you choose?
- Choose Tradeify if you want the best chance of passing and then reaching a first payout.
- Still not sure? The right firm depends on your strategy, not ours. Upload your backtest and see your own pass and payout chance at both.
Test your strategy at Topstep Test at Tradeify
Evaluations: Topstep Trading Combine 50K vs Tradeify Select 50K (Flex)
| Topstep | Tradeify | |
|---|---|---|
| Account | Trading Combine 50K | Select 50K (Flex) |
| Profit target | 6% | 6% |
| Daily loss limit | None | None |
| Maximum loss | 4% trailing, locks at start | 4% trailing, locks at start |
| Minimum days | None | 3 |
| Time limit | None | None |
| Consistency rule | 55% challenge | 40% challenge |
| First payout | After 5 days, 1.5%+ profit | After 5 days, 0.1%+ profit |
| Profit split | 90% | 90% |
| Price | $49 for $50K | $165 for $50K |
| Pass chance (benchmark) | 43% | 44% |
| First payout chance (benchmark) | 34% | 41% |
| Best risk per trade | 0.3% | 0.3% |
| Fee spent per first payout, per $100 | $294 | $244 |
| Rules checked | 13 Nov 2026 | 25 Oct 2026 |
Where a firm has more than one account of a type, the one that did best in our benchmark is shown. "Fee spent per first payout" is what every $100 of challenge fee works out at once failed attempts are counted.
Every account at both firms
| Firm | Account | Type | Profit target | Daily loss | Max loss | Consistency | First payout | Split |
|---|---|---|---|---|---|---|---|---|
| T | Trading Combine 50K | 1-step | 6% | None | 4% trailing, locks at start | 55% challenge | After 5 days, 1.5%+ profit | 90% |
| T | Select 50K (Flex) | 1-step | 6% | None | 4% trailing, locks at start | 40% challenge | After 5 days, 0.1%+ profit | 90% |
About the two firms
Topstep
Topstep is one of the best-known futures firms. The Trading Combine 50K needs $3,000 (6%) with a $2,000 (4%) Maximum Loss Limit that trails your end-of-day balance and locks at your start. The daily loss limit is optional and pauses trading rather than failing you, and the Combine has a best-day consistency target.
Futures
Rules to watch: Futures. Maximum Loss Limit trails the end-of-day balance and locks at the start. Daily loss limit is optional and pauses trading instead of failing. Payouts need 5 winning days of $150+ and are capped at 50% of balance ($2,000 on 50K). The $3,000 target for 50K is Topstep's standard figure; the product page didn't load to confirm it. Sources: help.topstep.com/en/articles/8284204-what-is-the-maximum-loss-limit and help.topstep.com/en/articles/8284233-topstep-payout-policy
Tradeify
Tradeify's Select 50K (Flex) is a futures evaluation with a $3,000 (6%) target, a $2,000 (4%) drawdown that trails your end-of-day balance and locks at your start plus $100, 3 minimum days, and a 40% consistency rule that applies only during the evaluation.
Futures
Rules to watch: Futures. EOD trailing drawdown locks at start + $100. 40% consistency applies only during the evaluation. Select Flex pays every 5 winning days, up to 50% of profits and capped at $2,500 on 50K. Source: help.tradeify.co/en/articles/12853921-select-evaluation-accounts
Questions
Is Topstep or Tradeify easier to pass?
They are about the same. In our benchmark Topstep's Trading Combine 50K passed 43% of the time and Tradeify's Select 50K (Flex) 44%.
Which is more likely to pay out, Topstep or Tradeify?
Of their challenges, Tradeify's Select 50K (Flex) (41%) gave the better chance of passing and reaching a first payout in our benchmark, against 34% for Topstep's Trading Combine 50K. This ranks the rules, not the firms' payout records.
Which has the better profit split, Topstep or Tradeify?
They are the same at best: 90%.
Which gives more room on drawdown, Topstep or Tradeify?
Topstep's most forgiving account allows 4% trailing, locks at start (Trading Combine 50K); Tradeify's allows 4% trailing, locks at start (Select 50K (Flex)). A static limit never moves up behind you, so it is worth more than a trailing one of the same size.
Do Topstep and Tradeify have consistency rules?
Topstep: 1 of 1 accounts do. Tradeify: 1 of 1 accounts do.
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PropPassCheck isn't paid by either firm and has no affiliate links. The benchmark ranks rules, not your trading. Confirm the rules on each firm's site before you buy.